Finance control · UK SMEs
Close the books.
Not the week.
Thirteen-week cash, month-end close, board packs and a copilot that reads your ledger — on top of the ERP you already have. No migration.
No card required · Cancel any time
Illustrative — not live data
Closing cash · week 13
£412,880
Runway
7.4 mo
Overdue AR
£38.2k
Close
Day 4
Example layout with made-up figures — not a customer, not a screenshot. Your numbers come from your own ledger.
Built for finance directors who want the answer before the board asks the question.
How it works
Four steps. Then one click brings the numbers current.
Import
A CSV/XLSX export from Xero, QuickBooks, Sage or another ledger.
Reconcile
Bank, AR and AP matched automatically. Exceptions surfaced, not buried.
Forecast
A 13-week cash view that rebuilds the moment you sync.
Report
Month-end checklist, board pack and audit trail — signed off in the app.
What it covers
The whole finance month
- Cash13-week forecast, scenarios and the date you run short→
- ReceivablesAgeing, chase list and who to call first→
- PayablesDuplicate detection and payment-run planning→
- Month-endChecklist, balance-sheet recs and sign-off→
- Board packCommentary, charts and variance in one export→
- Audit packEvidence, requests and a complete trail→
The problem is real
Your ERP records transactions. It does not close the books.
of finance teams take six or more business days to close the books
Ledge survey, reported by CFO.com
Why not just Excel?
Spreadsheets break. Your ledger records the past. You need both problems fixed.
| Capability | Excel + ERP | ERP alone | Fin-Central |
|---|---|---|---|
| 13-week cash forecast | Manual rebuild | Add-on or missing | |
| Anomaly detection (dupes, spikes) | Manual review | Not included | |
| Ledger-grounded Finance Copilot + citations | General chatbot, no ledger access | Basic reports | |
| Month-end close checklist | Spreadsheet | Not included | |
| FD digest, on demand (email-ready) | Manual email | Not included | |
| Import from Xero / QBO / Sage exports | Copy and paste | Native only | |
| Monthly cost (SME) | Hidden FD time | Varies by vendor | From £99 |
Model the return on your own numbers
Set your own estimates. The results are arithmetic on the numbers you choose — not a measured or typical saving; we have no customer results to quote.
Annual net upside on your estimates: £3,252. Illustrative only — not a promise of any saving.
Pricing
Less than a day of FD time. A month of control.
Fourteen-day trial · Annual billing saves up to 20%
- 13-week cash forecast
- AR control & bank reconciliation
- Xero / QuickBooks / Sage export import
- Finance Copilot (ledger-grounded)
- Email support
- Everything in Starter
- Month-end close checklist
- Audit pack & board pack
- Balance sheet recs & supplier savings
- Priority email support + onboarding call
- Everything in Growth
- Multi-entity (roadmap — not yet available)
- Practice pricing for multi-client portfolios
- Named contact for onboarding
For accountants & CFO practices
Fin-Central for your client work
Close, cash and board packs without rebuilding a spreadsheet each month. Each client runs in its own Fin-Central account, with its own ledger connection and audit trail.
Your board pack is due Friday.
Import your ledger export. Build the pack from it.
Xero · QuickBooks · Sage exports (CSV/XLSX) — no migration required