Transparent UK pricing
Pay for control,
not another ERP project.
No ERP migration, no implementation fee. Pick a plan, start your trial, connect Xero when ready.
Starter
Cash control for owner-managed businesses
£119/mo
Billed annually · save £360/yr
Up to 3 users
- 13-week cash forecast
- AR control & bank reconciliation
- Xero / QuickBooks / Sage connect
- Finance Copilot (ledger-grounded)
- Email support
Recommended
Growth
Full finance control for scaling SMEs
£249/mo
Billed annually · save £600/yr
Up to 10 users
- Everything in Starter
- Month-end close checklist
- Audit pack & board pack
- Balance sheet recs & supplier savings
- Priority support + onboarding call
Scale
For groups, PE-backed ops & accountant practices
£399/mo
Billed annually · save £1200/yr
Unlimited users
- Everything in Growth
- Multi-entity ready (roadmap)
- Practice pricing for multi-client portfolios
- Dedicated success manager
What's included in every plan
- • Xero, QuickBooks Online & Sage Business Cloud OAuth
- • Sage 50 / 100 CSV import mappers
- • Encrypted tokens + full audit trail
- • 5-role RBAC (owner → read-only)
- • Finance Copilot grounded in your ledger
Terms
- • 14-day free trial — full platform, no card required
- • Billed monthly, or annually at a lower monthly rate
- • Prices shown in GBP
- • Scale: practice pricing for multi-client portfolios, agreed case by case
FAQ
Do I need to replace Xero or Sage?
No. Fin-Central is an add-on. Your ERP stays. We read via OAuth or CSV export.
Is there a free trial?
Yes — 14 days, full platform, no credit card.
Who is this for?
UK SMEs £2M–£50M revenue with a Finance Director, CFO or strong finance manager who is drowning in Excel.
What about Sage 50 / 100?
Desktop Sage has no API. Export CSV from Sage and upload — we map the columns automatically.
Can my accountant use this?
Yes. Scale offers practice pricing for firms running Fin-Central across several clients. Each client is a separate Fin-Central account with its own ledger connection.